Eligibility first
A Certificate of Eligibility and qualifying service history help determine whether the VA benefit may be used.
VA-backed loans
A powerful option for eligible Veterans, service members, and qualifying spouses.
VA-backed loans are made by private lenders and supported by the Department of Veterans Affairs. Eligibility, entitlement, property, funding fee, and underwriting requirements all need review.
What to know
Funding fee
VA loans may include a funding fee unless the borrower qualifies for an exemption. The amount depends on use, down payment, and other factors.
Common uses
Eligible borrowers may use VA benefits to buy, build, improve, or refinance a home, subject to VA and lender rules.
Official resource
Use official mortgage education as a starting point, then review your specific numbers with MJ Financial.
VA eligibilityReady for a real review?
MJ Financial can compare the program against your credit profile, income, debts, property, and timeline. No website text is an approval or commitment to lend.
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